In the world of home loan financing, every detail matters.
With over 8 years of industry insight as a Processor and Loan Partner, it is my passion to now serve as your local Loan Officer and home financing resource so you can start your next chapter stress-free and full of confidence.
Everyone's financial snapshot is like a fingerprint and the landscape of home buying is constantly evolving. I’m here for the unique and diverse financing needs of today’s home buyer and help create a path to building wealth through homeownership.
I'm a big proponent on education and passing the knowledge along so you are well versed as a homeowner here in Florida, Georgia, or Pennsylvania--where ever your travels take you.
From down payment assistance — to jumbo loan solutions; From first-time homebuyers to seasoned homebuyers and investors; The mortgage loan process shouldn't be stressful or complex.
Allow me to assist with Conventional, FHA, VA, USDA financing, down payment assistance (local and state), refinance and equity options, debt consolidation, renovation loans, investment property dscr, bank statement loans, reverse mortgages, chattel loans, HELOCs, and more.
As a Loan officer and wife of a disabled veteran, my mission is to bridge the gap between lender and the military community and help my fellow patriots with their VA Home loan benefits. With a grateful heart I recognize the challenges and sacrifices our service members, armed forces, first responders and healthcare workers and their families make everyday. It is truly my honor to serve you, and "pay it forward".
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I am also a Success Coach!
I love helping renters get started on their homeownership journey!
I'm excited to coach you toward mortgage readiness, providing resources for credit counseling and repair, provide down payment assistance solutions and strategies to help with closing costs, so you can say goodbye to renting - and start building wealth through homeownership.
For all of your residential mortgage financing needs, call Kristen today at (386) 986-6853 or email kristen@ahmfl.com, or schedule a convenient zoom call below.
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Set up a time to meet with me in person via my Calendy App.
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Kristen is originally from Maryland, and has called Palm Coast her home since 2004. She shares her love of life and adventure with her high school sweetheart Joe, two boys Jayden and Dominic, and frenchie, Luca! Traveling, photography, painting, gardening, being with friends and spending time with her family are some of her favorite things.
In 2019 our non-profit Hookin Veterans was born (https://hookinveterans.org).
Hookin’ Veterans brings injured Veterans from all over the United States together for a one of a kind offshore fishing experience. An old saying goes, “Give a man a fish, and you feed him for a day. Teach a man to fish, and you feed him for a lifetime.” Our Veterans learn everything they need to know in order to take these skills home to their friends and families, giving them a hobby or new found passion they can then share with others. Our trips are designed to be fun, relaxing, and in some ways soothing to the soul. That being said, Hookin' Veterans is not about catching fish it’s about Heroes being remembered and Heroes being honored. This allows them to kindle new bonds with brothers in arms, giving them an experience they will remember forever. Catching fish is just a bonus.
I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.
I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.
Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.
I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.
